ommercial Auto Insurance for contractors is designed to protect your business vehicles, employees, and others involved in an accident. Coverage may include:
Liability – Covers bodily injury and property damage caused to others by your business vehicles.
Collision – Pays for repairs to your own vehicles damaged in an accident, regardless of fault.
Comprehensive – Covers damage from non-collision events like theft, vandalism, or severe weather.
Non-Owned Vehicle Coverage protects your business when employees use their personal vehicles for work-related tasks. If an accident occurs, this coverage helps pay for damages or injuries, safeguarding your company from unexpected liabilities.
Hired Vehicle Coverage applies to vehicles your business rents, leases, or borrows for temporary use. It ensures you’re financially protected in case of accidents or damages, saving your business from costly out-of-pocket expenses.
Yes. With Equipment and Cargo Coverage, you can protect tools, machinery, and materials while in transit or stored in your vehicle. This ensures your valuable assets are covered against theft, damage, or loss.
While Commercial Auto Insurance can cover vehicle-related medical expenses, employee injuries on the job are generally handled through Workers’ Compensation Insurance. Pairing both policies ensures comprehensive protection for your team.