Electrical contractors insurance is a set of tailored policies that protect electricians and electrical businesses from common risks such as job-site accidents, equipment damage, property loss, and liability claims. It helps you operate with confidence while staying compliant and financially secure.
Working with electricity involves high-risk situations—accidental fires, injuries, or property damage can occur on the job. Insurance protects your business from costly claims, ensuring your team, equipment, and reputation are safeguarded.
Common policies for electrical contractors include:
General Liability Insurance: Covers third-party property damage and bodily injury.
Workers’ Compensation Insurance: Provides medical and wage protection for injured employees.
Commercial Auto Insurance: Protects vans and trucks used to transport electrical tools and materials.
Equipment Insurance: Covers loss, theft, or damage of specialized electrical tools and gear.
Umbrella Insurance: Adds extra protection for high-cost, unexpected incidents.
You can get insured by requesting a free quote from NIS – Statewide Insurance of Florida. Our licensed agents compare top carriers to design a policy that fits your business needs, often with fast approval so you can keep projects running without delays.