Homeowners insurance from NIS protects your home, belongings, and sometimes additional structures on your property from risks like fire, theft, storms, and other covered events. It also includes liability protection if someone is injured on your property.
With NIS homeowners insurance, you’re financially protected from unexpected damages or losses. Without it, you could face significant out-of-pocket expenses for repairs, replacements, or legal claims.
At NIS, our homeowners insurance goes beyond the basics. We protect not just your home’s structure, but everything that makes it yours — from your personal belongings to your most treasured items. Our coverage includes water backup protection, full replacement cost without depreciation, and specialized policies for valuables like jewelry, art, and collectibles. For rural homeowners, we also offer tailored agricultural coverage to safeguard operations, equipment, and employees.
Premiums vary based on your home’s location, size, age, coverage limits, and additional protections. NIS works with you to create a tailored and affordable policy.
Getting a quote is simple. Contact NIS by phone or through our online form, share basic details about your home, and we’ll provide a customized homeowners insurance quote.