Professional Liability Insurance, also known as Errors and Omissions (E&O), is essential for HVAC contractors. It protects your business against claims of mistakes, faulty installation, or errors in service. This coverage helps safeguard your reputation and finances, giving you peace of mind when handling complex HVAC projects. NIS can assess your risks and provide E&O insurance that shields your business from costly lawsuits
Yes. In most states, HVAC businesses with employees are legally required to carry Workers’ Compensation Insurance. It provides wage replacement and medical benefits if a team member gets injured or sick while on the job. With NIS, you can stay compliant and protect both your crew and your business.
HVAC contractors rely on vans and trucks to transport tools, equipment, and crew. Commercial Auto Insurance covers vehicle damage, theft, accidents, and liability on the road. NIS ensures your fleet stays protected, so your business keeps moving without disruptions.
Commercial Property Insurance protects your shop, office, and stored HVAC equipment from risks like fire, theft, or natural disasters. For HVAC contractors who rely on expensive tools and machinery, this coverage is critical to keeping your operations secure and financially stable.
General Liability Insurance covers physical risks such as property damage or third-party injuries that happen on a job site.
Professional Liability Insurance (E&O) protects against mistakes in your professional work, such as faulty installations or design errors.
Having both ensures your HVAC business is protected from hands-on accidents and professional risks alike.