Plumbers face risks such as water damage, property damage, injuries on job sites, and liability claims. Insurance helps cover these risks and keeps your business financially secure.
NIS provides:
General Liability Insurance – covers property damage and third-party injuries.
Workers’ Compensation – protects employees with medical care and lost wages if injured.
Commercial Auto Insurance – covers vehicles used to transport tools and equipment.
Umbrella Insurance – adds extra liability protection for larger claims.
While requirements vary by state, many plumbing contractors need general liability insurance to obtain licenses, pull permits, or work with general contractors.
Yes. Even if you only have one employee, most states require workers’ compensation. It protects both your business and your employees in case of accidents.
The cost depends on factors like business size, number of employees, services offered, and claims history. NIS provides customized quotes tailored to your specific needs.