Professional Liability Insurance, also called Errors & Omissions (E&O), protects you from financial losses if a client claims your work caused errors, negligence, or failed to meet professional standards. NIS ensures you’re covered for legal defense, settlements, and damages.
Professionals in high-responsibility fields—such as lawyers, medical experts, architects, engineers, accountants, financial advisors, consultants, IT and tech companies, real estate agents, and marketing or advertising agencies—face unique liability risks. NIS Professional Liability Insurance provides tailored coverage to protect against claims of errors, omissions, or negligence, ensuring peace of mind and financial security.
General Liability covers physical risks like bodily injury or property damage. Professional Liability covers financial losses from mistakes, omissions, or professional negligence in your work. Many businesses need both for full protection.
Yes—if you have retroactive coverage. NIS can help you secure policies that protect you against claims from incidents that occurred before your current policy began, as long as they are reported while your coverage is active.
Your ideal coverage depends on your industry, client contracts, and risk exposure. NIS works with you to determine appropriate policy limits so you’re fully protected without overpaying.