Roofing insurance is a tailored policy designed to protect roofing contractors from industry-specific risks such as property damage, liability claims, workplace accidents, and business interruptions. It ensures financial security while allowing roofers to focus on their work.
Yes. In Florida, Workers’ Compensation Insurance is mandatory for roofing businesses with one or more employees. This coverage protects workers in case of job-related injuries and helps employers stay compliant with state regulations.
Professional Liability Insurance protects roofers against claims of errors, omissions, or negligence in their services. It covers legal costs and damages if a client claims unsatisfactory work or professional mistakes, safeguarding your reputation and finances.
Yes. Many insurance policies can be extended to cover subcontractors. It’s essential to clarify this with your insurer, as subcontractor coverage protects your business from liability arising from their work on your roofing projects.